Learn about your eligibility to apply for New Jersey’s Medicaid Long-Term Care
New Jersey is one of the income-cap states. In other words, a person’s income must not exceed the hard income limit (at the time of their application) to become eligible for Medicaid Long Term Care benefits. A person’s income involves wages, pensions, social security benefits, veteran benefits, etc. For the applicant to become eligible for Medicaid Long-Term Care, their income must be below $2,523 (as of 2022).
Aside from the applicant’s income, other factors also determine a person’s eligibility for the said program. These factors include the following:
- Residency and Citizenship – The program requires the applicant to have New Jersey residency, U.S. citizenship, and proper immigration status (if applicable).
- Age or Disability – The applicant must be 65 years or older to become eligible. The applicant may also be blind or have a disability for them to benefit from the program. The applicants must meet medical requirements coherent with their requested level of care. They must also require care for at least 30 consecutive days.
- Asset Limitations – Medicaid categorizes assets as exempt and available. An applicant’s ownership of exempt assets will not result in their application’s rejection. However, other assets not listed as exempt must undergo proper liquidation and apply them to the costs of their care before they can benefit from the Medicaid program.